Requirements

The FHA, or Federal Housing Administration, provides mortgage insurance on loans made by FHA-approved lenders. FHA insures these loans on single family and multi-family homes in the United States and its territories. It is the largest insurer of residential mortgages in the world, insuring tens of millions of properties since 1934 when it was created. Learn more about FHA loan requirements and guidelines. FHA Loan Requirements

VA helps Servicemembers, Veterans, and eligible surviving spouses become homeowners. As part of our mission to serve you, we provide a home loan guaranty benefit and other housing-related programs to help you buy, build, repair, retain, or adapt a home for your own personal occupancy. VA Loan Requirements

Requirements

The Know Before You Owe mortgage disclosure rule replaces four disclosure forms with two new ones, the Loan Estimate and the Closing Disclosure. The new forms are easier to understand and easier to use. The rule also requires that you get three business days to review your Closing Disclosure and ask questions before you close on a mortgage. Know Before You Owe

Everything you need to know about your credit. What’s My Credit Score?

If you are behind in paying your bills, you can expect to hear from a debt collector. A debt collector is someone, other than the creditor, who regularly collects debts owed to someone else. Learn how to deal with debt collectors. Dealing With Debt Collectors

Financial security is one of the most important issues for most Americans. Whether it’s putting kids through college, saving for an emergency, buying a house, or saving for retirement – having enough money for life’s demands is among our biggest concerns. And yet, many Americans have not taken even the first steps toward a secure financial future. Saving Tips

The Retirement Estimator gives estimates based on your actual Social Security earnings record. Social Security Retirement Estimator

The Federal Trade Commission (FTC) is the nation’s consumer protection agency. The FTC works to prevent fraudulent, deceptive and unfair business practices in the marketplace. Federal Trade Commission

The Fair Debt Collection Practices Act (FDCPA) (15 USC 1692 et seq.), which became effective in March 1978, was designed to eliminate abusive, deceptive, and unfair debt collection practices. It also protects reputable debt collectors from unfair competition and encourages consistent state action to protect consumers from abuses in debt collection. Fair Debt Collection Practices Act

The Fair Housing Act protects people from discrimination when they are renting or buying a home, getting a mortgage, seeking housing assistance, or engaging in other housing-related activities. Fair Housing Act

The Georgia Landlord Tenant Handbook is designed to answer common residential landlord-tenant questions. The information within this Handbook does not apply to commercial or business leases. The facts determine the proper solution to each problem. Because the facts of each case are different, the answers contained within this Handbook are given in general terms and may not apply to your specific problem. Georgia Landlord Tenant Handbook